For Physicians & High-Income Professionals Keep More of What You Earn: How Physicians & High-Earning Professionals Can Use 1031 Exchanges to Build Generational Wealth

What Exactly Is a 1031 Exchange?

A 1031 exchange allows you to:

✔ Sell an investment property
✔ Reinvest your profits into another income-producing property
✔ Defer all capital gains taxes

The result? Instead of losing capital to taxes, you roll the gains into a more profitable or more appropriate asset — while allowing equity and cash flow to keep compounding.

For high-income earners, that’s the difference between average and extraordinary wealth building.

Why This Strategy Is Perfect for Doctors & Professionals

You want to grow your portfolio — but your time isn’t your own.

Between schedules, patients, and leadership roles, the last thing you want is landlord stress or complicated tax planning.

Here’s what 1031 exchanges give you:

The Advanced Strategy: Rental → Primary Residence

This is where smart investors get next-level.

You can:

1️⃣ Exchange into a rental property
2️⃣ Rent it for 2+ years (IRS investment-use requirement)
3️⃣ Later move in as your primary residence
4️⃣ After 2+ years living there, sell and exclude up to:

• $500K in capital gains (married)

• $250K (single)

So you not only defer massive taxes — you can ultimately eliminate them.

Busy physicians use this when planning:

✔ Retirement housing
✔ Relocation
✔ Downsizing
✔ Wealth transfers

Compliance Matters

To stay fully IRS compliant:

• Property must show actual rental income

• Depreciation may be recaptured later

• The exchange must use a qualified intermediary

• Timing rules must be followed precisely

This is not a guess-your-way-through-it transaction — and that’s why our clients depend on us.

Why The Solomon Group Is the Right Strategic Partner

Physicians trust specialists.

You wouldn’t let a generalist perform heart surgery — and you shouldn’t trust a generalist to structure high-value investment transitions.

We assist physicians and professionals through:

✔ Property valuation & investment sourcing
✔ Coordination with tax attorneys & intermediaries
✔ Long-term wealth planning (exit strategy included)
✔ High-ROI rental selection in premier Ohio markets
✔ Hands-off management through trusted partners

You remain focused on your expertise — we focus on the real estate strategy.

A Doctor’s Real Estate Transformation — Example

A surgeon owns a rental with $300,000 equity. Selling outright would trigger ~$80,000+ in tax.

Instead:

➡ Performs 1031 into a modern duplex
➡ Enjoys increased cash flow during peak career years
➡ Moves in later as primary residence
➡ Lives there 2 years and then sells…
➡ Potentially ZERO tax on up to $500,000 in gain

That’s real wealth preservation.

Ready to Keep More of Your Money?

Doctors and high-income professionals deserve smart financial guidance that keeps their success working for them — not against them.

📲 Send a direct message: 937-800-4937
📞 Call Arthur Solomon: 937-631-5562

Let’s create a tax-efficient real estate strategy that supports the lifestyle and legacy you’ve earned.